3 Tips to help Prepare You for Buying YourFirst Home!

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Do you hope to purchase a home in the next year or two? It’s important to start preparing for your first home purchase as far in advance as possible. Here are 3 things to check off your to-do list before stalking homes online for hours!

1.     Meet with a Real Estate Agent
Meet with an agent and ask them to explain the home buying process to you, step by step. You can read articles on this, but having a professional who does this every day that can walk you through what it looks like is extremely beneficial. One of my favorite parts of my job is helping first time home buyers. 

2.     Talk to a lender
After talking with an agent, you’ll want to speak with a lender as well. Your agent will be able to refer you to someone, or you can find someone on your own. The lender will help you understand your qualifications and what you can afford now. They will help you to get your finances in order and get you on track to be able to afford your dream home when you are ready. I have a list of wonderful local lenders that I would be happy to pass along to you.

 3.     Build up your credit and savings
Your lender will tell you this, but it’s important to start building up your credit and savings so you can get the best deal on a loan possible. The higher the credit score and the more money you can put down, the better.

Not sure where to begin? I would love to meet for coffee and go over the process with you. If you aren’t quite ready for that yet that’s perfectly fine just request a buyer’s guide here and I will email it over!

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7 Things You Can Do to Qualify For A Mortgage!